Your money, understood.
Gastio is the AI-powered behavioral finance app that doesn't just track your spending — it transforms your relationship with money. See your future, understand your habits, reach Financial Independence.
Plan your finances together
Household Finance Management — share the financial journey without losing your identity. Tag transactions as personal or shared, see combined dashboards, and track your household's path to Financial Independence together.
Personal & Shared Tagging
Tag every transaction, debt, or savings goal as personal or shared. Your data stays yours — households are a lens, not a lockbox.
Combined Dashboards
See household income, expenses, and net worth at a glance. Switch between your personal view and any household with one tap.
Household FI Tracking
Track your household's Financial Independence date with pooled projections. See how each member contributes to the shared goal.
Multi-Household Support
Be in multiple households at once — 'Me & Partner', 'Family', 'Roommates'. Each with its own dashboard and FI timeline.
Individual + Household view side by side
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Most finance apps track. Gastio transforms.
Other apps show you where your money went. Gastio shows you why you spent it — and how to change.
What others do
What Gastio does
Your personal financial analyst
Gastio uses AI to analyze your spending and deliver actionable intelligence.
Smart Insights
Ranked optimization suggestions showing exactly how much you could save per category, with AI-generated reasoning.
Goal Conflict Detection
Flags transactions that contradict your financial goals with cost comparisons and alternatives.
Cheaper Alternatives
Aggregated by category with potential annual savings from switching.
Weekly Digest
AI-generated summary of your week delivered as a notification.
Smart Categorization
AI categorizes transactions and learns from your corrections over time.
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See exactly where you're heading
Stop guessing. See how every financial decision affects your timeline to freedom.
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Triple-Path Projections
See three futures: current path, on-plan, and optimized — on a single chart.
FI Countdown
Know exactly when you'll reach Financial Independence. Updates in real-time.
What-If Scenarios
Cancel subscriptions? Earn more? Pay extra on debt? See the impact instantly.
Debt vs. Invest
Calculate the crossover point between paying off debt and investing.
Everything to manage your money
From quick entries to deep analysis — however you handle finances, Gastio supports it.
Three Input Methods
Manual keypad, AI receipt scanner, or bank statement import.
Debt Payoff System
Avalanche, Snowball, or Custom strategies with payoff simulator.
Savings Buckets
Goal-based savings with progress tracking and contribution history.
Subscription Audit
Auto-detect recurring charges. Rate them Essential, Nice-to-Have, or Waste.
Emergency Fund
Four real-world scenarios with calculated targets.
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Change how you relate to money
This is where Gastio goes beyond any other finance app.
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Spending Journal
Track emotions and context behind purchases. Discover patterns like 'you spend 40% more when stressed on Fridays.'
No-Spend Challenges
Coffee Detox, Dining Fast, Essentials Only. Earn Bronze, Silver, and Gold badges.
Spending Freeze
Hard stops when you need maximum discipline. Track violations and money saved.
Want List
Anti-impulse system with cooling-off periods. See the future value of money you didn't spend.
Tracked Purchases
Cost-per-use analysis. That $300 jacket you wore twice? See the $150/wear price tag.
Weekly Money Date
10-minute structured review. Build a streak of financial awareness.
Everything you need, beautifully organized
Open the app and instantly know where you stand.
Smart Dashboard
Net worth, budget alerts, FI ring, and recent transactions at a glance.
Reports & Analytics
Monthly and yearly charts. Export to CSV or PDF.
Receipt Gallery
Every receipt organized in a monthly grid. Never lose one again.
Smart Notifications
Daily and weekly limits. Priority-based. Adapts to your accountability style.
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Bank-grade security. Beautiful design.
- Biometric unlock (Face ID, Touch ID)
- Firebase Authentication (Google, Apple, Email)
- All data encrypted in transit and at rest
- Auto-lock when backgrounded
- Light and Dark mode
- Material 3 design language
- Custom Satoshi + Inter typography
- Consistent spacing and radius tokens
Two phones side-by-side: light + dark mode
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Ready to transform your finances?
Join the waitlist today. Be among the first to experience Gastio.